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Old 08-09-2007, 05:38 PM   #1 (permalink)
number one in the hood, G
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Did I miss something?

So I just got my first ever loan BY MYSELF. No co-signer no nothing. My First Loan. Isn't there like a parade or something? I mean come on this is huge! >.> Anyway It's a basic student loan, $10,000, full deferral, 6.800% interest rate




I'm tired of chasing my dreams. From now on, I'm gonna ask where they're going and just meet them there.
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Old 08-09-2007, 05:40 PM   #2 (permalink)
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Re: Did I miss something?

hey man congrats.



[Today 05:12 PM] DD: Slim gets the sexiest boy ever award
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Old 08-09-2007, 05:42 PM   #3 (permalink)
God
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Re: Did I miss something?

Awesome. Now you can pay me back the $9,990 you owe me



Random Facts:

The Future made the Brotherhood cool for a change.

Alexis is almost definitely hotter than you.

The Future won the CWA World Tag Team Championships at In Exile 2009.
In Exile 2010 is the next PPV, History is about to repeat itself!

The Future are the longest reigning champions in CWA History
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Old 08-09-2007, 05:49 PM   #4 (permalink)
number one in the hood, G
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Re: Did I miss something?

Originally Posted by God View Post
Awesome. Now you can pay me back the $9,990 you owe me

What's the exchange rate?




I'm tired of chasing my dreams. From now on, I'm gonna ask where they're going and just meet them there.
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Old 08-09-2007, 05:56 PM   #5 (permalink)
God
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Re: Did I miss something?

Originally Posted by M. Shinoda View Post
What's the exchange rate?


1 U.S. dollar = 0.73 Euros



Random Facts:

The Future made the Brotherhood cool for a change.

Alexis is almost definitely hotter than you.

The Future won the CWA World Tag Team Championships at In Exile 2009.
In Exile 2010 is the next PPV, History is about to repeat itself!

The Future are the longest reigning champions in CWA History
at an amazing 267 days as Tag Team Champions.

On March 25th 2010, CWA Women’s Champion Alexis
will pass the Ultimate Pain and take the second placed spot with 212 days and counting.
  Reply With Quote
Old 08-09-2007, 06:05 PM   #6 (permalink)
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Re: Did I miss something?

I just got a 30 year mortage agreement (based on valuation) without any guarantor or co-sign. 85k I got.
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Old 08-09-2007, 06:20 PM   #7 (permalink)
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Re: Did I miss something?

I get my paycheck tomorrow, and I'll pick it up by myself
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Old 08-09-2007, 06:40 PM   #8 (permalink)
number one in the hood, G
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Re: Did I miss something?

Originally Posted by Invictus View Post
I just got a 30 year mortage agreement (based on valuation) without any guarantor or co-sign. 85k I got.

Sure rub it in >.<




I'm tired of chasing my dreams. From now on, I'm gonna ask where they're going and just meet them there.
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Old 08-09-2007, 07:58 PM   #9 (permalink)
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Re: Did I miss something?

Originally Posted by M. Shinoda View Post
Sure rub it in >.<

Sorry dude, its not uncommon in the UK for people to be given unsecured loans. Whilst for number crunchers who hate borrowing like me, thisis good because I can buy a house, I know lots of people who have gotten into a shit load of debt.

Why do you need the loan? Car?
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Old 08-09-2007, 08:08 PM   #10 (permalink)
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Re: Did I miss something?

Originally Posted by Invictus View Post
Sorry dude, its not uncommon in the UK for people to be given unsecured loans. Whilst for number crunchers who hate borrowing like me, thisis good because I can buy a house, I know lots of people who have gotten into a shit load of debt.

Why do you need the loan? Car?

It's not too uncommon in the US, but you need to have a decent credit score. In the US, a person's credit score is determined by the length of time at their job, their success rate of paying back previous loans, and the length the loans were open. Before 2007, you could get a loan with a credit score in the 600's (it ranges from 300 - 850) through a sub prime lender like Ameriquest, but you're going to have a higher interest rate, and you'll be stuck with additional costs. With a score above 700, you'll get a decent loan, but you really want a score over 740.

However! Since early to mid 2007, we've seen an absolute fall out in the housing market. HSBC has announced they have a ridiculous amount of past due/foreclosed on housing loans. Ameriquest is struggling to stay in business. Another lender just went out of business last week (American Mortgage, I think?), and because of this, dramatic changes have taken place. Now, don't even bother trying to get a loan if your score is below 700. It's not going to happen. If you can't put down at least 10-20%, you're still not going the loan.

A student loan really isn't that hard to get though. All you really need to be is a student, with a decent GPA, and you'll get approved.
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We are the premier wrestling forum and your source for wrestling news and rumors, wrestling divas, wrestling gifs, sports discussion, e-feds, writing and more. Wrestling fans participate in active discussion on all the major wrestling leagues and events including WWE, ECW & TNA pay per view events, live wrestling streams, wrestling video games, collectibles, and other wrestling related products and services. read more...

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