I keep my health, life and income protection insurance bang up to date because I can very well see myself working all my life. It's not really a bind since I enjoy what I do and advising clients is something you can do pretty much forever anyway.
I've seen people retire and, strangely, it just seems that when people retire and just do nothing they seem to just keel over and pass away shortly after. As though the brain just thinks "time to give up". So I'll follow the route others have taken and keep working as long as I possibly can.
In other words, I live right up to (and sometimes beyond) my financial limits. Life is too short. Well it's a lot shorter for me than it will be for most of you!!
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