Huge Debt

Reilly

After going out every night for the past hmm like 50 days, I am now in the nice debt of about £2,900, which came, absolutely out of nowhere.

Its a nice thing to read on my statement, imagine it:

-£2,903.09

Really, the most depressing feeling is this.

And I thought I was absolutely fine with money, because I always took it out of the bank when I was really drunk, the next day I'd find lots of money in my wallet and think "Oh yay! I didnt spend hardly anything". God damn.

Who's been in huge debt? Who isnt? Who can spare me some change?

This is fucking awful. I need a job <--- the most god damn annoying phrase ever, as everyone fucking says it, so christ, JUST GET ONE THEN.

And I will.

Give it time

Mr. Kennedy

I owe about $500 to a local college after I dropped out after the drop-out date. I can't re-enroll until I pay that off.

Visit and shop for video games at my Amazon-based store, also get discounted HD DVDs while they last.

Miakal

I've never really been in debt. But there's been times where I've looked at my statement and it was considerably lower then what I wanted it to be.

When you are buying a lot of drugs, spending 300 dollars day after day for long periods of time it tends to do that.

Dakstang

WC's Resident Redneck

I have never been in debt. I have never had a credit card either. When I apply for them they deny me and say that I have a lack of credit history.

Hypocrisy at it's worst!

Inogenius

Get a secured credit card.

I've never been in debt either though. If I end up owing as much as I think I will to the IRS this year though, it's gonna be awfully close.

Reilly

Hahaha. Whats funny is, this is my grim reality.

Give it time

Dakstang

WC's Resident Redneck

Secured credit card?

Not really sure what that is.

Hypocrisy at it's worst!

Inogenius

It's basically the same as a gift card, but really a credit card.

All you do is go to the bank, and say, I want to get a $200 secured credit card. They then withdrawal $200 from your bank account put it as the limit on your credit card. Basically it's like their way of making sure you'll pay up, in that you pay for the credit limit. Once you do that though, after 2-3 months you'll start getting offers in the mail. You really need to build up your credit too being 22-23 already.

Freak

Closest I came was last summer.

I was working a good labour job, landscaping, 100 bucks a day, and figured I could buy a bunch of music gear: a new electric guitar, top-notch pickup installed in my acoustic, another mixing board, new microphones, etc. All on 0% finance plans, so I was set.

Then, summer ended, which meant I had to go back to school, and I wouldn't be able to keep the job. If not for a high school scholarship that came in the mail a year late, I'd still be trying to pay most of that shit off.

Freak

Also, my girlfriend is about 500 dollars in the hole right now, not to mention about 150 bucks she insists she owes me. That's tough right there, because I like her enough that I don't want her to owe me anything, but she won't leave it alone, and any time I pay for anything now (remember she's got that other debt, so) she adds it to her tab.

Tough, man.