Quote:
| Well I think one thing that's plaguing this country, and is hurting it the most, is it's overall mentality. I see it all the time. People would rather pay later and get it now. But never seem to figure out how to pay it later. My friend has 5 maxed credit cards, and has no cash flow now. It's just not smart, but he wanted his giant TV, top of the line laptop, top of the line clothes, etc, etc, etc.
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Credit Card companies thrive off the 18-24 year olds. Men and Women. They give them these ridiculous limits, let them charge that shit to the moon knowing its going to take years for these people to pay them off. I was a classic example of this. My wife was too.
If I could have back the thousands of dollars we wasted on interest I would have enough to buy a brand new lexus or something along those lines.
As of now niether my wife or I have any credit cards. I really look at them as fake money, false promises and nothing but trouble. If you can't afford to buy it with your bank account, you can't afford it period.
Did I change the subject?
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